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First Protector
Home > Voluntary Products and Services > First Protector

FIRST PROTECTOR

Supplemental homeowners insurance that pays the monthly mortgage payment if a home is declared uninhabitable due to a covered disaster.

First Protector pays:

  • The monthly mortgage payment for up to two years if a customer’s home is uninhabitable for more than 48 hours, even if the homeowner has other insurance.
  • The mortgage balance if the land where the home is located is condemned or judged permanently uninhabitable.
  • A homeowners deductible reimbursement up to $1,000, up to a maximum of 2 losses in any consecutive 12 month period.
  • Up to $1,000 emergency cash to assist with any additional expenses a customer may incur as a result of being displaced from their home due to a covered loss.
  • Involuntary Unemployment Insurance pays the mortgage payment, or a portion thereof, if a customer becomes involuntarily unemployed.
  • Optional service benefits include Contractor Emergency Assistance, Contractor Referral Service, Reviews of Contractor Quotes and Emergency Messaging.

For further details regarding state availability, benefits, limitations and exclusions, please contact us.