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Manufactured Home

For comprehensive coverage, look no further than the manufactured home specialists.

We recognize that not all property owners have the same needs. Our products are designed with flexibility and comprehensive coverages to meet the needs of manufactured homeowners.

American Reliable Insurance Company's Preferred MHO-3 Program provides extensive coverage at a great price.

Coverage includes:

  • "New for Old" Replacement Cost on Manufactured Homes
  • Comprehensive Adjacent Structures
  • Named Perils Personal Effects
  • Comprehensive Personal Liability
  • Medical Payments
  • Inflation Guard
  • Loss of Use

Additional benefits of our Preferred MHO-3 Program include:

  • Competitive premiums with various credits
  • Coverages similar to ISO's HO-3
  • No limitations on computers and computer equipment
Optional Coverages:

You may choose from many additional coverages to provide you with what best suits your needs. Choose from:

  • Personal Effects Replacement Cost Coverage
  • Scheduled Personal Property
  • Golf Cart Coverage
  • Natural Disaster Protection
  • Satellite System Coverage
  • Flood Coverage available

Limitations:

Coverages vary by state. Some perils excluded are:

  • Flood
  • Earthquake
  • Collision
  • Ordinance or Law
  • Communicable Disease
  • Nuclear Hazard
  • Intentional Loss
  • Business Use
  • War
 
Manufactured home