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American Reliable
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Farmers and Ranchers
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| Farmers and Ranchers Policy
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| High Level of Trust,
Industry Expertise and Unwavering Commitment
The Farmers and Ranchers Policy can cover the Dwelling(s), Contents,
Outbuilding(s) Scheduled Farm Personal Property, Blanket Farm Personal
Property and Liability limits up to $1,000,000 all in one package
policy. We routinely offer property limits up to $4,000,000 with
availability for higher limits upon approval. Several deductible
options are available in addition to your choice of perils: Basic,
Broad or Special.
- Dwelling
- Household Personal Property (Contents)
- Inland Marine
- Scheduled Farm Personal Property
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- Blanket Farm Personal Property
- Farm Structures and Outbuildings
- Farm Liability
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Coverages Include:
- New Construction of Farm Buildings
(Basic Perils excluding theft)
(30 days up to $60,000 except theft)
- Milk Contamination other than insured's
- Livestock and Machinery - Flood & Earthquake
- Limited Pollution (up to $50,000)
- Neighborly Exchange of Labor
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- Pollutant clean up and removal
(up to $10,000)
- Newly acquired machinery
(30 days up to $50,000)
- Fire Liability (up to $50,000)
- All risk on Mobile Agricultural Equipment
- Cab Glass on Mobile Machinery
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Optional Coverages:
- Replacement Cost - Household Personal Property
- Custom Farming Liability
- Loss of Income per Structure ($10,000 limit)
- Limited Business Pursuits Liability
- Cargo Coverage (limited)
- Employers Liability (not available in all states)
- Business, Office or Studio in Dwelling (limited)
- Earthquake on Dwelling(s) and/or Outbuilding(s)
- Broad or Special Structures or Outbuildings(s) including
Collapse
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- Additional Perils - Livestock
- Peak Season (livestock, grain or hay)
- Commercial Equine Liability
- Care, Custody and Control
- Recreational Vehicles or Watercraft
- First Party Milk Contamination
- Livestock Animal Transit (limited)
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| The coverages described
above are summarized and subject to the terms, conditions and exclusions
printed in the policy. Refer to the policy form for specifics on coverage
and limits. Also, all coverages are subject to state law, which may
vary materially from stated information. In providing this material,
Assurant Specialty Property and/or affiliates and subsidiaries assume
no liability beyond that provided under the terms, limits and conditions
of the insurance policies it has issued. This program may not be available
in every state. |
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DOWNLOAD
APPLICATIONS
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Farmowners:
PDF
or Word
(interactive) |
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Equine Supplemental:
PDF
or Word
(interactive) |
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CONTACTS
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If
you would like to contact us with a question about Claims or Underwriting,
please click here. |
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FIND
AN AGENT
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