Manufactured Housing Insurance and Extended Service Contracts
Our manufactured housing programs provide for niche distribution through vertically integrated manufacturers, lenders, insurance carriers and communities. We offer insurance products and service contracts that provide protection designed to meet the unique needs of manufactured homes. Market leaders in the manufactured housing industry come to us because our programs offer numerous benefits unsurpassed by our competitors. Whether your business is manufacturing, selling, financing, insuring or managing manufactured housing communities, our Specialty Homeowners line of products and services are customized for you and your customers.
Our turnkey platform makes providing coverage and service to the manufactured housing industry simple. With over 40 years of experience, we provided risk-based protection for our clients, while helping them generate new sources of revenue. Assurant Specialty Property provides compliant sales, administration, customer support, training, efficient claims, marketing, online enrollment, and much more. Become an Assurant business partner and join the many clients that put their trust in us.
Our products include:
- Voluntary Manufactured Housing Insurance
The Specialty Homeowners Program is a comprehensive physical damage and liability insurance plan designed to provide dual interest protection on the manufactured home, adjacent structures, and personal effects. What makes this program unique is that, unlike most other programs, we include flood, hurricane, earthquake, wind, and landslide coverage as part of our standard coverage.
- Manufactured Home Total Advantage Program
The Manufactured Home Total Advantage Program is designed for manufacturers looking to enhance their inventory of homes in order to leverage their purchasing power, and create value for your retailers and your consumers. This program provides homebuyers with a service contract included in the sale price of the home, for up to ten years. This will grant your homebuyers added protection and peace of mind, while enhancing your bottom line.
What differentiates our approach is that we customize our programs to you, with flexible terms and coverages. Our product allows you to offer your manufactured housing customers the best protection possible that can protect their homes from any manufacturer’s defects beyond the original warranty provided.
- Manufactured Home and Home Buyer’s Protection Plans
These insurance programs are designed to pay for the repair or replacement of major structural defects, plus covered systems and appliances, (originally supplied by the manufacturer), included in the home. The Manufactured Home Protection Plan is available for homes up to 15 years old, and is renewable on a yearly basis. The Home Buyer’s Protection plan offers the same type of coverage, but is designed for homes up to six years old. It can be purchased for one to five years and is renewable for one-year terms, up to six years. Pre-owned units can only be purchased for one year.
- Manufactured Home Extended Service Contract
The Manufactured Home Extended Service Contract is designed for the protection of items in new and pre-owned manufactured homes. This service contract includes coverage for the home’s structure, appliances, and systems originally supplied by the manufacturer. It can also encompass only appliances and systems originally supplied by the manufacturer. The major benefit is that items are covered long after the manufacturer’s warranty has expired, a value-added component to the homeowner. The service contract is effective at the time of purchase and covers repair or replacement of specific structural items, appliances and household systems.
