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American Bankers
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Farmowners Umbrella
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| Farm/Ranch Umbrella
Policy
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| High Level
of Trust, Industry Expertise and Unwavering Commitment
Farm Umbrella insurance provides higher liability limits than your
primary policies: Farm Personal, and/or Commercial Liability, Commercial
Farm Auto and other underlying insurance. The Farm Umbrella is available
to individuals, partnerships or other organizations for which American
Bankers Insurance Company of Florida writes the underlying insurance.
You can now protect your assets with comprehensive and flexible
coverage from one of the leaders in Equine insurance.
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| Coverage: |
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The policy covers the insured's liability for damages due to bodily
injury sustained by another and property damage to tangible property
of others that arise out of the insured premises and the personal,
farming and commercial farm or stable activities and related operations
of the insured.
Minimum limits of liability of underlying policies must be $500,000
Combined Single Limit and the underlying carriers must have an A.M.
Best rating of "A-" or better. The Farmowners/Stableowners,
Stable Liability or Farmowners policy must be written with American
Bankers Insurance Company of Florida on the underlying Farm risk.
The policy also contains a drop-down feature that would provide
primary coverage in certain situations. This would apply after insured
paid the first $5,000 shown on the policy as self-insured retention.
Application - Contact agent directly.
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| The coverages
described above are summarized and subject to the terms, conditions
and exclusions printed in the policy. Refer to the policy form for
specifics on coverage and limits. Also, all coverages are subject
to state law, which may vary materially from stated information. In
providing this material, Assurant Specialty Property and/or affiliates
and subsidiaries assume no liability beyond that provided under the
terms, limits and conditions of the insurance policies it has issued.
This program may not be available in every state. |
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CONTACTS
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If
you would like to contact us with a question about Claims or Underwriting,
please click here. |
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FIND
AN AGENT
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